Avallonn
Human Centered. Community Driven.
Navigate the uncharted landscape of credit unions and regional banks with Avallonn's Ember Designations.
Avallonn's Ember Designation examines more than
institutional strength and credit risk.
We assess how your insitution leads, adapts, and
earns public trust—capturing the full picture behind performance,
including the social capital that fuels long-term relevance.
Inside the Ember Designation
What makes a
financial institution
worth watching?
A new lens on trust, adaptability, and
institutional value.
The Ember Designation evaluates more than solvency. It reveals how institutions lead, adapt, and earn trust. Capturing both operational strength and cultural relevance through five core criteria.
Institutions that fuel growth are the future.
Institutional Resilience
How stable are your operations–really?
We assess capital strength, liquidity, asset quality, and governance to determine your institution's ability to withstand stress.
Built to measure long-term durability.
Member Alignment
Are you still serving the people you were built for?
We evaluate demographic relevance, mission fulfillment, community relations, and mission delivery to measure whether you can evolve to meet member needs.
Stellar service starts with deep alignment.
Innovation & Adaptability
Is your institution keeping pace with tomorrow?
We review product modernization, tech integration, and delivery strategy to measure future readiness.
Adaptation is the new stability.
Social Capital
Do people trust you–and can you prove it?
We track media tone, transparency, and ESG posture to quantify institutional trust.
Social capital is your strongest asset.
Community Impact
How does your institution invest in the community it serves?
We evaluate local lending, small business support, disaster response, and cooperative programs to assess your role as an economic engine–not just a financial institution.
Creating value is a cooperative process.