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Seen Locally. Missed Nationally.

34 Credit Union State Leagues.

 

12 Federal Reserve Districts.

 

More assets than Amazon, Apple, and ExxonMobil combined.

All overlooked.

All available.

All in your backyard.

See the Designations.

Explore how Avallonn ranks the undiscovered.

Screen Shot 2025-06-30 at 3.33_edited.jpg
The Credit Union & Bank League System in Focus

Visual adapted from CU Times 2020 infographic on the League System

Image by Aurora

BENCHMARKING THE UNCHARTED

Opportunity uncovered

 

The metrics behind our designations.

At Avallonn, we bring structure to the opaque.

Our designations distill operational data, institutional behavior, and member insights into clear, easy-to-understand rankings.

Helping depositors, institutions, and future members discover and unlock the true value of regional financial assets.

The Ember Criteria

The metrics behind the benchmark.

We evaluate credit unions and regional banks across five critical dimensions–each selected for its power to reveal:

 

  • Operational strength

  • Market adaptation

  • Member responsiveness

  • Insitutional integrity

  • Long-term resilience

 

These criteria are the bedrock of The Avallonn Benchmark, and drive every designation issued.

Image by Clay Banks
Image by Phil Aicken

Our Metrics Defined

1

Operational Strength

Reliable performance across lending,

liquidity,

and

service delivery.

2

Market Adaptation

Agility in responding to demographic,

tech,

and

policy shifts.

3

Member Responsiveness

Impactful service, inclusion,

and

access for members.

4

Institutional Integrity

Clear

leadership structure,

internal controls,

ethical conduct

and

strong oversight.

5

Long-Term Resilience

Capacity to endure cycles

and

sustain future growth.

Engineered For The Public

Ember Designations are powered by The Avallonn Benchmark.

A multidimensional scoring system inspired by,

but independent from the CAMELS model used by regulators.

Our goal?

Grading scale technology designed to deliver clear, unbiased, and actionable insights for everyone—not just industry experts.

 

The result?

A transparent, public-facing designation system that clarifies institutional strength and reveals where real opportunities live.

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